Why not just do this myself?

The answer is EXPERIENCE.  We are professionals and specialists in debt settlement.  We know how to best position our clients with creditors during the negotiation process so that we receive the best settlement terms.  In a lot of cases, we already have a good working relationship with the creditor, their collector, or attorney, and we know how they typically structure their deals. So, although, you can try doing this on your own, you may never know if what you receive was the BEST possible deal you could get.  Also, we find that business owners are often too emotionally involved in their business debt problems and so the situation can be a highly charged one for both sides.  We take the emotion out of the situation while treating all parties with utmost respect and fairness.

How can you help save me money?

Court litigation is expensive and could cost $400-$600 in attorney hourly rates. This can be cost-prohibitive and offers no guarantees. If you lose in the lawsuit (and you will — unless you have a valid defense), you will end up with a judgment against your business (and possibly you) that will be higher than the original debt amount after the creditor’s attorney’s fees/other costs are added.  In California, judgments are also entitled to earn interest which gets added to what you owe, causing the debt to increase until it gets paid.  Also keep in mind that this is IN ADDITION to what you already paid your own attorney.  Fighting lawsuits can be very expensive and sometimes just prolongs the financial hardship instead of resolving the problem quickly.

What if there is already an existing lawsuit?

If you just received a summons and have not hired an attorney yet, we can still help. Although we do not represent clients in the lawsuit itself, we will do our best to settle the debt in question to stop the lawsuit from going forward. The goal is to keep your business out of court and avoid costly litigation.  The sooner you take action after being sued, the better.

Are there any risks in hiring you?

Other than a nominal fee to send a power of attorney, absolutely none — because we only work on a contingency basis — no results, no fees! In certain cases, however, when we are close to concluding a matter, we may require a deposit to secure our fees. If for whatever reason a settlement is not reached, you will get your fees refunded to you 100%.

Talk to Us

Talk to an attorney. The sooner you take action, the better. There’s zero risk since our fee arrangement is very simple — No Result, No Fee!