Are you experiencing some financial difficulties with your small business?

If so, you have come to the right place!   In the next few minutes, as you scan every word of this web page, you will shortly feel a sense of calmness knowing that there is HOPE for you…

FACT: It’s hard being a small business owner today with all the challenges that come with it. Sales may be down due to the economy or other factors in your industry.  Your customers may not be paying you on time or at all. Capital may be limited to keep up with the growing business expenses.  These things can cause a SERIOUS cash flow problem.  It’s just a matter of time before the problem snowballs, and your business ends up not being able to pay its own bills.

If you have personally guaranteed the debts of your business, your personal assets may also be at risk!

If you are running your business as a sole proprietorship, YOU are the business and, so you personally owe what your business owes.  If you are operating under a business entity such as a corporation or an LLC, you may still be personally liable if you signed as a guarantor for your company.  This is very common these days because creditors often do not just grant credit to a company without securing a personal guarantee- and the personal guarantee if usually from the owner of the business- YOU!  And if you’ve put up your home or other real estate as security for the business loan, the lender can foreclose on your property in to collect the money owed.

If you want to stay in business, reducing debt may be a good first step towards financial survival.

If you’re in the unfortunate situation of having no choice but to close your business, there may still be personal liability issues after the business has shut down. But our goal at RJB Law Offices Inc. is to help you do something about your situation NOW before that happens. If your business debts have become unmanageable and are causing severe cash flow problems, we can help you get your business back on track.

Bankruptcy should always be a last resort.  We understand your problems and have the experience to help your business survive during this difficult time.   Sadly, the large law firms are not interested in representing small business owners because these firms are mostly just interested in case volume and the small business cases are simply not profitable for them.  Our company has a strong focus on the needs of small business owners, and we take a personalized approach in meeting your specific needs.

We will help your small business surface from the pressures of business debt so that you can be profitable once again!

If your business is struggling to pay its debts, we will analyze, evaluate, strategize, and implement a business debt resolution plan that will protect you from the hassles of dealing with creditors, collectors, or their attorneys.  This allows you to focus on your business priorities and do what you do best- running your business.

We Restructure, Mediate and Liquidate Business Debts

RJB Law Offices Inc. specializes in representing businesses in the restructuring, negotiation, and liquidation of problem business debt.

OUR OBJECTIVE

To reach a negotiated restructured amount with a creditor, collection agency, or attorney representing a creditor.  We represent business debtors only.  Every endeavor is made to restructure a business debt for between 30% to 70% of its amount.

THE PROCESS

We will meet with you to review all the facts regarding the debt origination.  Then we will undertake a financial analysis using our proven system, and will contact your creditors to settle your debt with the best terms possible.

THE COST

We charge a nominal fee to send a power of attorney but other than that, no result, no fee. If we do not reach a restructured debt settlement, you pay NOTHING. Thus, we are paid based on performance only. Our fee is based on a modest percentage of the money saved in the restructuring.

Our Guarantee. No Result. No Fee.

See, creditors have attorneys and collection agencies to turn to when there is a problem with an account receivable.  Who does the business debtor have to represent them when there is a problem bill or a cash flow crunch? That’s where we come in. You don’t have to do this alone.

Business is just too complicated these days for you to do this all by yourself.  Especially if we are offering you our services on a “No success, No fee” basis.  If you’ve been sued, you can always hire an attorney to fight the lawsuit — but try us first as you have nothing to lose!

Our firm practice is focused on 100% debtor representation only.

Employees, cash flow, production, deliveries, inventory, plant and equipment, service, accounts receivable, creditors, bank loans, workers comp insurance, and so on…

These are some of today’s headaches for the average business owner trying to get ahead, or just trying to stay on top of it all.

Business Debts Restructured

• Problem Debts

• Bank Loans or Lines of Credit

• Debts Owed to Vendors and Suppliers

• Disputed Bills

• Credit Cards

• Invoices & Statements

• Lawsuits & Judgments

• Workers Compensation Premium Arrears

• Workers Compensation Misclassifications

• Delinquent Property or Machinery/Office Equipment Leases

• Business Loans or Mortgages or Leases on Business Property

• Any Liability Over 90 Days

• Quick Solution

• Prevent or Stop Lawsuits